SPECIAL FINANCING AVAILABLE for Owner-Occupied Buyers! This home qualifies for an incredible loan program offering as little as 3 percent down, NO mortgage insurance, up to 4,000 in closing cost assistance, and NO income limits-with a minimum 620 FICO score required. Buyer must plan to occupy the home as their primary residence to qualify. Don't miss this rare opportunity to make homeownership more affordable! Now, let's talk about the home... Whether you're searching for a smart investment, a shared living setup, off-campus student housing, multi-generational living, or your perfect first home, this versatile Sparks property delivers! Thoughtfully designed for comfort and flexibility, it features three generously sized bedrooms, each with access to its own bathroom-an ideal setup for multi-generational living, student housing, or anyone wanting their own space. The downstairs bedroom includes a bathroom that also serves as a guest bath, providing convenience and functionality for both residents and visitors. The location is unbeatable-just minutes to Truckee Meadows Community College, UNR, and major freeways. You'll enjoy quick access to Downtown and Midtown Reno as well as Downtown Sparks, placing you right in the middle of Northern Nevada's most iconic experiences. From Artown and Hot August Nights to The Great Reno Balloon Race, Street Vibrations, and the Nugget Rib Cook-Off, the area buzzes with culture, community, and year-round entertainment. Enjoy every day conveniences with nearby shopping, dining, public transportation, and recreational options like Wildcreek Golf Course, just a short distance away. Plus, the furnace and A/C are approximately three years old, giving you peace of mind with modern systems already in place. Whether you're a first-time homebuyer taking advantage of incredible financing, a parent securing off campus housing for a student, or an investor seeking a high-demand rental-this property checks every box for flexibility, value, and long-term potential. Come see what makes this home such a rare find in today's market!